Clean lines, fresh finishes, and a functional layout define this brand-new home in Garden Terrace Estates in Iowa. The brick exterior delivers timeless curb appeal, while inside you’ll find a bright, open-concept design with durable vinyl flooring, recessed lighting, and a modern neutral palette throughout. The kitchen and living area flow seamlessly together, creating a spacious feel ideal for everyday living and entertaining. A large island anchors the kitchen, offering plenty of prep space and casual seating, while abundant cabinetry and a walk-in pantry provide excellent storage. The dedicated laundry room adds convenience and keeps everything organized. The split floorplan offers privacy, with a well-appointed primary suite featuring double vanities, ample linen storage, a soaking tub, and a separate walk-in shower. Secondary bedrooms are positioned on the opposite side of the home, providing flexibility for guests, family, or a home office. Natural light pours in through oversized windows, highlighting the clean finishes and open layout. Step outside to a covered back patio overlooking the yard—perfect for relaxing evenings or weekend gatherings. The two-car garage adds additional storage and functionality. Situated on a 0.17-acre lot in Flood Zone X, this home typically does not require flood insurance. It also qualifies for 100% Rural Development financing, making it an excellent option for qualified buyers.